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Hello to all its nice to be here! i was just having a look round as a visitor
and realised what a great place this is!! thanks for letting me join .
Posted : 14/12/2007 8:29 am
1. If you are planning to join a health c**b or buy exercise equipment, contact your health insurance carrier. They probably have a contact list of businesses that offer discounts on products and services that promote safety and good health.
2. If you you're young and in good health, compare prices before joining your company's health plan. While company group rates are usually less expensive for most people, those in their 20's can sometimes find better individual premiums.
3. If you're 55 years or older and retired, check with your fire insurance company to see if they offer a senior discount. The call may save you up to 10%. Some insurance companies offer this discount because retired people stay at home more and therefore spot fires sooner than those going to work everyday.
4. Invest in a safety deposit box for your important documents and valuables. Replacing items lost due to theft, fire or other disaster costs money. Safety deposit boxes are inexpensive and well worth the investment.
5. Maintaining a good credit rating can lower the cost of your insurance policies. Insurance companies use your credit rating as tool to predict your likelihood of filing a claim. A good credit rating will often entitle you to a discount on your insurance premiums.
6. Most people who are single do not need life insurance. Only purchase life insurance if someone is financially dependent upon you and would suffer financial hardship at your untimely death.
7. Raise your homeowner's and car insurance deductibles as high as you can afford. Choosing the maximum deductible over the standard can save you over 10% a year on insurance costs.
8. When getting insurance of any kind, take the time to research the insurer's record for claims service and its financial stability. Low insurance rates are a terrible deal if an insurer takes forever to handle your claim.
Topic starter
Posted : 28/10/2009 5:49 am
Re: Saving Money On Insurance - Tips
Thanks for sharing this nice tips.
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Reputation Management
Posted : 21/01/2010 4:08 am
Re: Saving Money On Insurance - Tips
Those are all great tips. Also, don't be afraid to call your agent and ask questions. Make sure they explain everything in your policy and if you feel like you aren't getting the coverage you want or you're getting too much coverage, tell them. Your agent should be willing to work with you and to make you happy. Ask them what you can do to lower your rates. Just ask them everything and anything until you are completely happy and satisfied.
Posted : 21/01/2010 3:54 pm
Posted : 30/01/2010 11:21 am
Re: Saving Money On Insurance - Tips
The Internet has created increasing competition between car insurance companies. It is easier than ever for consumers to shop for low insurance rates, to analyze coverage and compare premiums. Still, studies have shown that people don't shop around for insurance in the same way they might shop for a new car. Also, people tend to stay with the same car insurance company for years.
Posted : 23/02/2010 5:45 pm
Re: Saving Money On Insurance - Tips
A very clever idea, will implement it as soon as possible. Keep up the good work.
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Web Design Agency
Web Design Manchester
Posted : 17/03/2010 8:47 am
Re: Saving Money On Insurance - Tips
Great tips given by you in order to save the money on the Insurance. I liked the point No. 4 that by Investing in a safety deposit box for your important documents and valuables. These tips will certainly help the members to save their money on Insurance.
Posted : 09/04/2010 10:49 am
Re: Saving Money On Insurance - Tips
Savings on insurance these days are very easy because, there are so many competition is going on between the companies, and they are providing so many cheap offers that we cant even feel any burden when it comes to take a insurance, the growing business of insurance is now coming to such a stage that, clients take advantage with all the benefits.
Posted : 21/04/2011 6:51 am
Re: Saving Money On Insurance - Tips
This thread could be very useful.
Posted : 25/04/2011 7:03 am
Re: Saving Money On Insurance - Tips
You can save on car insurance by raising your deductible so that your premiums will be lower.
Posted : 26/04/2011 1:12 pm
Re: Saving Money On Insurance - Tips
It is the principal of business that when you have more risk you can have more out put and when you transfer your risk it means you have to give money to other.
Now keep this sentence in mind and again think about the concept of Insurance,
Now which insurance,how to use it all depends on your rationality.Global age and media has made every one aware.
Posted : 20/05/2011 5:28 am
Re: Saving Money On Insurance - Tips
yes, bury your car in a hole,
Posted : 20/05/2011 5:47 am
Re: Saving Money On Insurance - Tips
Really nice thread about saving money, i really liked it and thank you for sharing those tips with us, they helped me very much.
Posted : 30/06/2011 12:28 pm
Re: Saving Money On Insurance - Tips
Of course investment in insurance means that you are like to save money for future......
Thanks for useful tips.
Posted : 02/07/2011 5:39 am
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