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I operate a video production company and I hire a number of independent contractors...freelancers...to help out on shoots. Moving lights, setting up equipment etc.
I'm concerned about insurance liability if one of these guys injures themselves on a project. I know I am covered for property damage...and I want to be properly covered for injury, since they aren't full time employees what should I be asking my insurance agent?
Topic starter
Posted : 06/02/2008 2:37 pm
Re: Independent contractors and insurance
You could ask them to insure themselves similar to when you hire a contractor and they advertise they are bonded and insured. I think the best thing you can do is make sure the independent contractors are really independent there is a whole series of rules that must be followed in order for them not to be considered employees.
Posted : 11/02/2008 12:39 pm
Re: Independent contractors and insurance
I would have them sign a form that indemifies you from liability
Posted : 26/02/2008 12:50 pm
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