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Do not forget to include travel insurance in your to do list before planning your travel. Most people take travel insurance lightly and never discussed travel insurance in detail with their travel agents. This is important to know the features of travel insurance you are getting before your travel to avoid compensate any unforeseen incident.
Travel insurance covers different features and it is up to you to choose appropriate features. The first and most common is Trip Cancellation/Interruption coverage. Most of these policies cover cancellations due to weather, sudden illness or death, emergency military duty, and bankruptcy of airline. Many also include terrorism insurance that reimburses your expenses in the event that the government announces travel warning.
Another common type of travel insurance is for medical emergencies. This type of coverage is particularly useful if you plan on traveling to underdeveloped countries, or for individuals with a chronic illness that might require medical attention at some point during the trip. These policies will reimburse you for the cost of doctor visits, medication, and sometimes even medical evacuation out of the country. It's best to check with your insurance provider regarding the details, as travel health coverage policies vary widely.
It is also possible to obtain travel insurance that will cover non-refundable tickets in the event that a trip has to be cancelled for any number of reasons. Some coverage plans will sometimes cover missed connections as well, which can be a lifesaver in the event of a flight delay or over-crowded and/or confusing airport terminal.
For longer trips, or for frequent travelers, a comprehensive insurance package is probably the best value. These usually provide a wide variety of coverage, and some even allow you to choose what kinds of coverage to be included. Since it's impossible to know what problems might arise during your trip, these policies cover all the bases so that you have protection against monetary loss in the event of nearly any emergency.
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Posted : 15/01/2008 7:55 am
Re: Why Travel Insurance Important ?
I agree unless you book way ahead or going to an exotic destination I think it is a waste of money
Posted : 18/01/2008 4:44 pm
Re: Why Travel Insurance Important ?
Travel insurance may not be high on your priority list but if you're planning a vacation it may be one of the most important things you can do to ensure a good holiday. Just like health insurance, travel insurance is there for your protection when you need it most.
Posted : 31/07/2009 4:04 pm
Re: Why Travel Insurance Important ?
Overseas travel can be an enriching and unforgettable experience. However, without proper travel insurance, a dream holiday could lead to financial ruin or even worse.
Luckily, arranging travel insurance doesn’t have to break the bank or take large amounts of your valuable time, getting a cheap Budget Direct Travel Insurance quote on-line takes less than 1 minute.
Some go overseas without ever having considered obtaining travel insurance, but the Department of Foreign Affairs and Trade strongly advises that all Australians take out travel insurance before going overseas, and with good reason.
Posted : 02/09/2009 7:48 am
Re: Why Travel Insurance Important ?
Travel insurance is important because it protects travelers when unexpected circumstances occur after they have booked & paid for their trip. The insurance helps travelers in the event that they must cancel their holiday designs because of personal situations or errors on the part of travel agencies & airlines. This insurance also safeguards travelers if emergencies arise one time they reach their location.
Posted : 24/05/2011 9:43 am
Re: Why Travel Insurance Important ?
Thanks for sharing the information with all the forum members, it is helpful for all of us.
Posted : 07/06/2011 6:39 am
Re: Why Travel Insurance Important ?
Travel insurance is important if people's passports and wallets are lost or stolen. The insurance helps travelers replace lost identification and get emergency cash.
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Posted : 07/06/2011 9:39 am
Re: Why Travel Insurance Important ?
Travel insurance is important because it protects travelers when unforeseen circumstances occur after they've booked and paid for their trip. The insurance helps travelers if they have to cancel their vacation plans because of personal situations or errors on the part of travel agencies and airlines. This insurance also safeguards travelers if emergencies arise once they reach their destination.
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Posted : 13/06/2011 11:22 pm
Re: Why Travel Insurance Important ?
Avery important benefit of travel insurance is that it provides protection against trip cancellation and interruption. When an emergency arises before or during a vacation, travelers may have to cancel or cut short their trips. Since they have already paid for their vacations, they will stand to lose a substantial amount of money. Travel insurance ensures that they will get compensation for losses that result from trip cancellation or interruption. Additionally, those who have a travel policy will get coverage for loss baggage or personal belongings.
Posted : 22/06/2011 5:58 am
Re: Why Travel Insurance Important ?
travel insurance is important in case of theft your luggage or any kind of mishap during your journey.
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Posted : 22/06/2011 11:53 am
Re: Why Travel Insurance Important ?
Very helpful and valuable post. I would like to say that way travel insurance is important. In case anything goes wrong on the trip, you can have something to rely on, with the help of travel insurance. This kind of insurance will provide a service that take care everything during your trip.
Posted : 21/09/2011 9:57 am
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