I want to open my own business. I do not think I will need to have 5 employees which is what I have been told by word of mouth to have health insurance for myself and employees. My question is: Do any of you know of a reasonable costing healthcare insurance plans that would include prescriptions that would allow for less than 5 employees? I have diabetes and low grade hypertension so can not be without insurance. Also, any other hints on benefits appreciated.
The best advice I can give to you is to get a high deductible and look into a medical savings account for the tax deferred benefit. In regards to health insurance for employees, as far as I am aware you do not have to provide it as a benefit regardless of the size of the company unless of course you treat it as a company benefit versus a personal insurance policy.
The health insurance plans can be classified into three broad categories:
1. Conventional health insurance plan
2. Prepaid Health care plan
For more details visit the link below:
just have a look
The Kuiper belt is a region of the Solar System beyond the planets extending from the orbit of Neptune (at 30 AU) to approximately 50 AU from the Sun. It is similar to the asteroid belt, although it is far larger—20 times as wide and 20 to 200 times as massive. It consists mainly of small bodies, or remnants from the Solar System's formation. While the asteroid belt is composed primarily of rock, ices, and metal, the Kuiper objects are composed largely of frozen volatiles, such as methane, ammonia and water. The classical (low-eccentricity) belt is home to at least three dwarf planets: Pluto, Haumea, and Makemake. Some of the Solar System's moons, such as Neptune's Triton and Saturn's Phoebe, are also believed to have originated in the region. Since the belt was discovered in 1992